If you receive an email with the Subject line -- "ACH Batch Download Notification" followed by the batch number -- this is a dangerous fake and should be deleted.
The ACH network is real -- companies generally use it to process large credit and debit transactions, like payroll. But this fake email is being sent around and includes an attachment for you to click on.
Don't click on anything (as you likely know, but this things can be tricky, that's their point). Just delete it.
Robert J. Elisberg is a political commentator, screenwriter, novelist, tech writer and also some other things that I just tend to keep forgetting.
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